Financial Recovery Learning Program
Master practical strategies to rebuild your financial foundation with our comprehensive 12-month program starting September 2025
Secure Your SpotChoose Your Recovery Path
Each pathway is designed around real-world challenges our participants face. We've structured these programs based on five years of helping Australians rebuild their financial stability.
Debt Management Foundation
Start here if you're dealing with multiple creditors and need a clear strategy. We'll teach you negotiation techniques that actually work and help you create a sustainable payment plan. This isn't about quick fixes – it's about building skills that last.
Budget Recovery System
Perfect for people who know they need better financial habits but don't know where to start. You'll learn to track expenses without feeling overwhelmed and create budgets that actually stick. We focus on small changes that add up over time.
Emergency Fund Building
Designed for anyone who's tired of living paycheck to paycheck. We'll show you how to find money you didn't know you had and build a safety net gradually. No unrealistic savings goals – just practical steps that work with your current income.
The program helped me understand why my previous attempts at budgeting always failed. Instead of giving me another spreadsheet to ignore, they taught me how my brain actually works with money. Six months later, I have ,400 in savings and I'm not stressed about unexpected expenses anymore.
Your Recovery Journey
Assessment & Planning
We start by understanding your specific situation – no judgment, just facts. You'll complete a financial health check and work with our team to identify your biggest challenges and set realistic goals.
Skill Development
Learn the techniques that work in real life, not just on paper. Each week focuses on one practical skill you can implement immediately, from negotiating with creditors to automating your savings.
Long-term Success
The final phase is about maintaining your progress and handling new challenges. You'll have the tools and confidence to manage your finances independently, plus ongoing access to our support community.
Meet Your Financial Recovery Team
Henrik Larsen
Henrik spent 15 years working for major Australian banks before switching sides to help consumers. He knows exactly how creditors think and what they're willing to accept. His negotiation workshops have helped participants reduce their debt by an average of 30%.
Sofia Dimitriou
Sofia has been teaching practical budgeting for eight years and understands why most budget plans fail. She focuses on building systems that work with your personality and lifestyle rather than against them. Her approach has helped over 300 families regain control of their finances.
Magnus Eriksson
Magnus combines psychology with financial planning to help people understand their money habits. He's particularly skilled at working with participants who have tried multiple times to get their finances on track but keep falling back into old patterns.